Payment Agents
AI agents that automate and optimize your payments operation.
marcusPerformance
Reads every transaction and posts the morning numbers where your team already works.
zenoRisk
Watches for fraud, blocks it across the network, and files the case with evidence.
What they do
A conversation
This is the product. A thread in your Slack.
marcus, why did Santander drop? Is it us or them?
Them. All 32 declines were issuer-side and they cluster between 10 PM and 1 AM. The same BIN ranges approve fine during the day — Santander’s overnight risk posture, not anything on your side.
If it holds two more days, routing those BINs through the secondary acquirer after 9 PM is worth it. A similar case last month recovered 11 points of approval.
Also handing this morning’s card-testing case to @zeno — 7 cards, 3 issuers, one email. He’ll come back with the case file.
And when something is wrong, you hear it first.
5 intentos con la misma tarjeta en 60s
Play Systems MX (007) · ninguno detenido por el sistema antifraude
Tarjeta: Visa 411111/1111
Correo: j•••••o84@gmail.com
Respuesta del banco: Transacción rechazada. ×5
IDs de pago: 4210021
Recomendación: bloquea esta tarjeta en tu plataforma; ningún cargo se completó.
Control
Every number reconciles to your ledger.
Every action is visible in the thread.
Your team stays in the loop, always.
Payments, handled. Meet your agents this week.
*Threads shown are from our demo operator. Yours run in your own Slack.